Insurance & fees
A little clarity before you begin.
Understanding the practical details helps you make an informed decision. Cloud Nine works with major insurance providers, with participation and benefits varying by therapist and individual plan.
Insurance providers
- Blue Cross Blue Shield PPO (Illinois)
- Aetna
- UnitedHealthcare / Optum
- Cigna
- Medicare
- Curative
This does not mean every therapist is in network with every product offered by these companies. Please confirm your therapist’s network participation and your plan’s benefits before scheduling.
What to ask your insurer
- Is this specific therapist in network with my plan?
- What are my deductible, copay, or coinsurance responsibilities?
- Does my plan cover virtual therapy?
- Does my plan cover the type of counseling I’m considering, including couples sessions?
Session fees
[Current session fees and payment policies to be added by the practice]
No unverified rates are listed here. The initial 15-minute consultation is free. Contact us for current session rates and insurance questions.
Contact Cloud Nine →A free 15-minute conversation
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Finding the right therapist is an important first step. Connect, ask questions, and get a feel for whether Cloud Nine is right for you. No pressure, no commitment.
